Getting ready to dive head first off of the high dive into the deep end of the pool is scary. And what makes it scarier is the fact that you may find (usually about halfway down, in my experience) that there's no water at the bottom.
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| Ready to dive in? |
Worse than that, we dive without a safety net.
Here's what I've discovered in my years of entrepreneurship....
It's great being able to be your own boss. It's great to work in your PJs if you want to (though, for some mysterious reason, not as effective as actually getting dressed before you work). It's great not to have to ask someone else if you want to take a vacation day or take time off to pick up a sick kid from school.
But there are a lot of things that I miss about being in the corporate world.
Like someone to ask the questions to. Someone who's done what I'm doing before me and can tell me if I'm doing it right. Or a list of professionals that I work with on a semi-regular basis who I know are competant, responsive and who my company has a track record with.
Or insurance.
I never realized how much I'd miss having my insurance paid for by my employer. I'd always known (in the same way that you know that a Ferrari is probably out of your price range) that individual, and even small group, insurance is expensive.
Expensive didn't even begin to cover it.
I dropped my health insurance when it went over $650 per year for me (my kids are covered on my ex husband's policy at work). And I've been uninsured for almost 2 years.
And I'm not alone. Not even close.
I did the research before I started Just1Group and the numbers were mindblowing...
According to the EBRI (Employee Benefits Research Institute), as of 2010, there are 3.6 million self employed workers under the age of 65 who are uninsured. About 17 million of the uninsured workers under the age of 65 work for companies with less than 100 employees.
It's crazy.
So, long story short (Ok, well, not that short...), I decided that it was unreasonable that people who work as hard as entrepreneurs do should have to live in fear of getting sick. Of living without adequate access to doctors, hospitals and medicines...
So, I decided to fix it.
I haven't quite figured out how to fix the insurance industry yet (and, no, I don't think the government is going to be helpful, sadly), but I have figured out a way to provide cost effective health, life, business and other insurances to the entrepreneur community.
And here's the best part. The larger we grow, the lower the premiums will be for all the members. How cool is that! I've made a commitment to pass any savings I'm able to negotiate directly to our members.
And I'm offering a 20% discount on membership to any entrepreneur who likes our FB Fan Page. Just go "like" the page and drop me an email at info(at)just1group.com to tell me that you've done it.
You can also follow us on Twitter at @just1group.
I look forward to hearing from you.
Come back next week for more entrepreneur tips...
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