Thursday, July 26, 2012

Is the Cost of Health Insurance Holding You Back?

Incurring the high costs of health insurance - especially when you are an entrepreneur or small business owner - can often present challenges and hesitations that reach far beyond they day-to-day operation of your business.
Are you letting the good potential employees
walk out the door?
Perhaps the inability to offer heathcare coverage is preventing you from hiring much needed employees.  Maybe your business is ready to take off, if only you could leave your 9 to 5 job that is currently providing you with health insurance. Whatever the reason, many entrepreneurs and small business owners are stuck between a rock and a hard place when it comes to growing their business. 

On one hand, you have grown and cultivated a business that is generating interest and income.  On the other hand, health benefits for you and your employees seems out of reach, due to high costs. 

What is the alternative? 


Many entreprenurs and small business owners simply play Russian roulette with their health.  Going to their physician is reserved for those times when there are no other alternatives. Yearly checkups, routine bloodwork, and the like are put on the back burner because of the high costs that are paid directly out of pocket.

The hiring of much needed staff is put off in favor of overseas staffing, which costs little and sacrifices quality and teamwork.  Why?  Because most potential employees who are qualified and dedicated ask for benefits in return; and at the top of the list of benefits required is heath coverage.
Until recently, entrepreneurs and small business owners have been "outsourcing" important roles and jobs within their business, offering only "contractor" status to the very best workers.  What this means to the contractor is that he or she needs to handle all of his or her own taxes, and no benefits are available.  What this means to entrepreneurs and small business owners is the fact that it will be difficult to attract and retain employees, when there is no benefit package available.

Thankfully, Just1Group understands these concerns. The team at Just1Group comes from a diverse background, and all understand the importance of pursuing the dream of business ownership, without sacrificing the need for health insurance. 

Finally, there are options for entrepreneurs and small business owners which can offer quality health insurance at affordable rates.

For more information on the options that are available to you, visit our website at http://www.just1group.com.

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